Low rate EFTPOS, fully integrated
Card terminals that talk to your POS — no double-keying, no mistakes at settlement. One low flat rate, optional surcharging to offset costs, and no lock-in contracts.
1.4%
flat rate on card payments
Indicative — confirmed at signup
$0
monthly terminal rental
On standard plans
0
lock-in contracts
Leave anytime
Payments
Why integrated EFTPOS matters
POS-linked terminals
The amount goes straight from the register to the terminal. No typos, no end-of-day mismatches.
Surcharging built in
Pass on card costs with flat or percentage surcharges per payment method — configured per location.
Bank-grade security
Every transaction is cryptographically signed end-to-end, with a full audit log of payments and reversals.
Integrated refunds
Refund to the same card from the POS — cash, card and EFTPOS reversals all tracked in one place.
Multiple merchant accounts
Run separate merchant facilities per venue or entity under one KokiPOS account.
Online payments too
Stripe-powered checkout for online ordering, with saved cards and pre-payment for bookings.
KokiPOS vs a typical POS + bank terminal setup
What venues typically compare when switching.
| What you get | KokiPOS | Typical setup |
|---|---|---|
| POS software fee | Free plan available | $60–150/month |
| Card rate | One low flat rate | Blended + hidden fees |
| POS-integrated terminal | Yes | Often extra |
| Surcharging | Yes | Sometimes |
| Lock-in contract | No | 12–36 months |
| Online ordering included | Yes | Third-party add-on |
EFTPOS questions
What rate will I actually pay?
Rates shown are indicative. Your final rate is confirmed at signup based on your card mix and volume — most venues land on a single low flat rate across Visa, Mastercard and eftpos.
Can I surcharge customers?
Yes. Configure flat or percentage surcharges per payment method, per location. Surcharges appear on receipts automatically.
How fast is settlement?
Settlement timing depends on your merchant facility — typically next business day. Your KokiPOS dashboard reconciles every transaction against orders.
What terminals are supported?
KokiPOS integrates with modern cloud-connected card terminals that pair to your register with a 6-digit code. Talk to us and we’ll match a terminal to your venue.
Get a rate quote
Tell us about your venue and card volume — we’ll confirm your EFTPOS rate.